Paf Review – Betting Specials and High Payout Rates

Paf or Alands Penningautomatforening is a Finnish charitable bookmaker established in 1966 on the Aland Islands. It went online in 1999 and since then has not stopped developing. If you wish to learn more about the available betting odds and sports for Sweden, continue with our Paf review!

Our Rating of Paf - SwedenSweden Flag

Overview – One Click to Your Topic
Sports to bet on 30+
Avg. markets 40+
Live streaming No
Payout rate 94.35%
Sponsorship Apache Software Foundation, Aland United, Paf Masters
Languages offered Swedish, English
Customer service Email/Help Center/Chat bot
Gambling license Spelinspektionen Number: 19Si310
Coming Soon
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Website www.paf.se
Overall Rating 4.5/5
Full T&Cs Apply! New customer offer. Please gamble responsibly. 18+

The operator’s main focus is Scandinavia, and it was granted a Spelinspektionen license in December 2018. In this article, you will find useful information about Paf’s essential aspects. We’ll take a look at the betting opportunities, but also the quality of customer service, international awards, security, and available payment methods.

Paf Sports – Variety of Markets and Betting Options

The first chapter of our Paf review will introduce the sports selection, wagering types, and odds levels. Punters in Sweden will find more than 30 different categories to bet on and over 40 of the most popular markets. We rate this diversity with a high score!

Sports Markets and Betting Types

The most popular among the Paf offered sports are undoubtedly football, ice hockey, eSports, tennis, and basketball. However, the extended list includes American football, Australian rules, golf, rugby, volleyball, handball, and many others. Boxing, MMA, and motorsports are also well-presented! The variety of leagues is also outstanding.

Dozens of major and minor divisions are listed! On the screen’s top-left side are the bookie’s favorites – ATP, WTA, NBA, NFL, KHL, etc. Less popular sports and categories are also available, like trotting and politics. Fans of multiplayer games will find many CS: GO, Rainbow Six, and Dota 2 events in the eSports section.

The Most Popular Markets at Paf
Football Tennis Cricket Golf Rugby Union
Premier League Wimbledon The Ashes US Open Six Nations
Champions League US Open Twenty20 Ryder Cup World Cup
La Liga Australian Open World Cup PGA Tour International Friendlies
Bundesliga French Open County Championships Open Championship Women’s Rugby
Ligue 1 ATP IPL The Masters Premier League
Serie A WTA International One Day Walker Cup European Cup

Paf provides an impressive selection of betting types as well. They differ according to the chosen sport and market, of course. However, the variety is a lot better compared to other Scandinavian betting platforms. Punters will find between 130 and 150 options for soccer betting matches from Premier League or La Liga, for example.

At the same time, the pre-match wagering options on the ATP events are around 25. Overall, Paf offers a balanced and rich selection of sports and betting markets. Monthly, you can stake on several thousand matches and games, most of which remain active in the Live Bet section.

Live Sports Betting at Paf

Those events with Live tags on them are part of the Paf Sweden in-play betting selection. They can also be found in the respective section. The platform provides a few filters. You can select by wagering types, sports, and starting time. The Starting Soon schedule is very useful.

The bookmaker’s live betting zone also provides several features that can be quite helpful – bet builder, pre-packs, and pre-match statistics. In terms of diversity, we found that only a few categories were excluded, like chess, cycling, and TV & novelty. The live selection includes all main events of all sports.

However, Paf doesn’t provide any live streams! This is a serious drawback especially considering other bookmakers. The Swedish sports betting market is very competitive, and such extra services and features can tip the scales. Local punters love watching their favorite games, even if they have placed bets on other events.

Accumulator Bets

Accumulator bets are possible at the Paf sports betting site. The Bet Slip can carry up to 12 different selections and has three sections. You can wager on singles, multiples, and systems. The Combination piece of your ticket shows the total odds, potential payout, and Cash-out availability.

The Paf multiples are poorly organized in comparison to other bookmakers operating in Sweden. On many sites, the maximum number of outcomes per slip is at least 20. At first glance, the difference doesn’t seem to be too significant, but it affects the total number of combinations.

Paf also welcomes punters to use system wagers! However, newbies must stay alert as this is the most difficult way of betting. You must possess serious market knowledge. Systems differ by the number of selected events and outcomes. Some of the most popular and widely used are Heinz, Trixie, Patent, and Yankee.

Bet and Win Limits at Paf Sweden

According to the operator’s Terms & Conditions page, the minimum and maximum bets should be presented in your bet slip. They may differ according to the chosen sport, market, and event. Our research has shown that bets can’t go under one Swedish krona. Maximum wagers can be negotiated!

Maximum winnings per day also depend on the chosen sports category. In most cases, they are up to 300 000 kr or 1 000 000 kr. We can’t say that Paf focuses on a certain group of punters. Its flexible terms make high-rollers and regular players feel comfortable, and for the new customers placing a bet at Paf is incredibly easy.

Competitive Odds 7

The Paf odds are displayed in decimal format by default. You can change the style to Fractional or American through the Settings bar. The main markets stand out with relatively high payout rates because of the excellent odds. Indeed, the average bookmaker’s RTP could be higher, but 94.35% is good enough.

To calculate the payout rates, first convert the odds in percentage form and sum them up. That way, you can see what is the margin that the operator cuts from every deal. The football payouts are among the highest in Sweden. Rates range from 95.35% up to 97.60%.

Odds Levels for the Largest Sports Markets
  • .
  • Football 95.35 - 97.60%
  • Ice Hockey 95.15 - 97.10%
  • Tennis 95.20 - 97.15%
  • Basketball 94.25 - 96.30%
  • Handball 94.05 - 95.60%
  • eSports 95.20 - 98.15%
  • Volleyball 94.20 - 96.85%
  • Table tennis 95.30 - 98.15%
  • ..
  • .....
  • Return to Player (%)

Usually, the live payout rates are a little lower than the pre-match ones. With the progress of every event, odds are changing, and the betting types are decreasing. The Cash-out option tempts you to cut the risk of your potential losses and accept smaller rewards. Still, live betting often delivers huge payouts!

The sports markets at Paf producing the highest payouts are table tennis and eSports. Coefficients often reach up to 98.15%! On the other hand, ice hockey and tennis RTPs vary from around 95.15-95.20% to 97.10-97.15%. Explore the table above to get acquainted with our calculations.

Payment Methods – Deposits and Withdrawals

The Swedish punters can deposit and withdraw funds from Paf via VISA and MasterCard, bank transfers, and several e-wallets. PayPal is missing, but Skrill, Neteller, and Sweich are available. The variety of payment methods is good, and all transactions are free of charge. Punters can rely on instant deposits and fast cashouts.

Payment Methods Withdrawal Limits Deposit Limits Withdrawal Time Deposit Time Fees
Visa 200 kr – Unlimited 100 kr – N/A 2-4 working days Instant Free
Mastercard 200 kr – Unlimited 100 kr – N/A 2-4 working days Instant Free
Bank Transfer 200 kr – Unlimited 100 kr – N/A 2-4 working days Instant Free
Skrill 200 kr – Unlimited 100 kr – N/A Up to 24h Instant Free
Neteller 200 kr – Unlimited 100 kr – N/A Up to 24h Instant Free
Swish 200 kr – 10 000 kr 100 kr – N/A Up to 24h Instant Free

As usual, e-wallets are faster in terms of withdrawing funds. You will receive your winnings up to 24 hours, while the other payment methods require from two to four business days. The minimum transaction limits are similar – 100 kr for depositing and 200 kr for withdrawing. Maximums are often unlimited!

The High-Power Platform

While creating our Paf review, we had the chance to explore in full the bookmaker’s platform. It comes with a stylish design, great functionality, and impeccable mobile compatibility. The sports atmosphere can be felt immediately after entering the website. This is a high-power site offering betting, casino, live casino, poker, bingo, and slots sections.

Paf categorizes its sports and popular events in highlighted lists. They are available on the left and are arranged by popularity first and then alphabetically. You can see how many pre-match and live events are available per sport. Look at the numbers displayed next to each tag.

Overall, the Paf betting site loads quickly and is easy to navigate. Keep in mind that the platform’s responsiveness also depends on your Internet connection and the number of live events. However, we didn’t witness any delays during our evaluation. The mobile performance is also exceptional, both via browser and dedicated apps.

How to Place a Bet at Paf

Betting on the Paf sports site is incredibly easy as long as you have an account. You can log in via your BankID account or email. The first option doesn’t require any additional documents to be sent. However, if you choose the old-fashioned way, the process may take a few hours.

Once you receive confirmation of your account, it’s time to make a deposit. At the time of writing, the minimum amount is 100 kr, but the operator may change this term at its discretion. Explore the table below and see how easy the betting process actually is.

  • [1] Create an Account Paf Create an Account Register an account by providing the required personal information and documents’ copies. Wait for the approval. You can also log in via the BankID app.
  • [2] Make a Deposit Paf Make a Deposit Make a deposit to be able to place bets. Choose the fastest and most suitable payment method for the operator’s list.
  • [3] Select Events & Enter Wager Paf Select Events & Enter Wager Include your selections to the Bet Slip. Choose from singles, multiples, and system bets. Enter the desired stake amount per event, combination, or column.

To make a live bet, you need to first find a match or game in progress. Check the Live Right Now section to see all active options. You can see the current score and main betting types, like Match, Handicap, and Total Points. Click on the event tab to open the additional screen.

Choose an outcome and add it to your Bet Slip! To finish the process, you have to simply follow the steps mentioned above. However, don’t forget that live odds often fluctuate severely. A warning message will notify you of a potential change asking for confirmation.

Company Info

Undoubtedly, Paf Sweden is an amazing opportunity for every passionate gambler. But who stands behind the brand, what is its background, and does it offer a secure environment? You’ll find answers to these questions as well as others related to customer service and licensing in the next few paragraphs.

The Paf Brand Under the Microscope

Paf in Sweden and everywhere else is operated by Alands Penningautomatforening. The company is owned by the Alands Islands government, and its sole purpose is charity. It was founded in 1966 and quickly spread beyond Finland. Nowadays, Paf is a reputable gambling operator supplying Scandinavia with high-quality services.

The operator is extremely active in social events, sponsoring athletes and tournaments. It’s an official partner of the Finnish women’s football team Aland United and helps biathlete Jenny Fellman. Furthermore, the company organizes Paf Masters, an international curling competition. But sports is not all! That’s why the bookmaker supports the open-source Apache Software Foundation.

All About the Paf Business
Company Support Security Player Protection
Name: Paf Consulting Abp Live Chat: Yes 08:00 – 00:00 Encryption: Cloudflare Inc. 256bits Deposit Limits: adjustable
Head Office: Lövdalsvägen 8, Pb 241, Mariehamn, Åland AX-22101, Finland Phone: +358 207 9106 00 Licence Number: 19Si310 Betting Limits: adjustable
Owner: Ålands Penningautomatförening Email: kundservice@paf.se Testing Agency: eCogra RNG Certified Self-Exclusion: available
Employees: 350+ Fax: N/A Audit Organisation: Spelinspektionen Child Protection: guaranteed
Registered Players: N/A Other: FAQ/Chat bot/Contact form Anti-Money Laundering Controls: KYC Partner Organisations: stodlinjen.se

Paf is doing great in almost every segment, including security, encryption, responsible gambling, and fair play. We’ll explain more about this a little later in our article. Besides everything else, the site is also mobile-friendly. It can be easily accessed via any device’s browser. Downloadable apps are also on the table!

Customer Service 7

The operator provides customer service via live chat and email form. The working time of the department is from 08:00 to 00:00, every day. The support through email correspondence is available in English, Swedish, and Finnish. The chatbot is non-stop active, but operates in English only.

In fact, the machine can be a little frustrating as it responds by pattern. There is a good chance that the bot will not understand the question. In order to be fair in our Paf review, we tested the email customer support as well. Agents have proven to be skilled, competent, friendly, and fast.

Anyway, the still learning chatbot and missing phone support made us remove some points of the bookmaker’s final score. The lack of 24/7 customer assistance is also not good at all. However, we must respect the operator’s decision! Unfortunately, there are bookies in Sweden performing much worse.

Paf Licenses and Platform’s Security 9

Punters have to feel safe when browsing on the Paf sports betting site! The 256-bit encryption is certified by Cloudflare. The company boasts an excellent reputation and helps many sportsbooks and casino operators to remain on the safe side. Another serious company, eCogra, takes care of Paf’s fair play.

Problem gambling is an issue that concerns everyone. You or your loved ones may be suffering without anyone knowing. Paf partners with Stodlinjen, a Swedish responsible gambling organization. The operator also maintains a self-exclusion policy and minor protection program. You can block yourself from all casinos and sportsbooks in Sweden via SpelPaus.

In 2018, Paf was granted a five-year Spelinspektionen license to operate in the country. However, the company holds a few additional permits. It is regulated by the gaming authorities in Spain, Estonia, Latvia, and Finland. The bookmaker seems focused on Scandinavia and didn’t apply for licenses from the UK Gambling Commission and MGA.

Bonus Points for Paf Performance 6

Before ending our Paf review, we want to evaluate the operator’s additional features or special awards, if any! We provide up to 10 additional bonus points for the five categories listed below. So, let’s start with the bonuses! The brand offers a tempting online casino welcome offer, but nothing for the sports bettors.

On the other hand, the sponsorships and variety of markets bring full sets of points. Paf is also proud with many international and local awards! From 2014 to 2018, EGR has awarded the operator several times, including twice for Most Socially Responsible Gaming Company and once for Best Marketing Campaign.

  • LIVE STREAMS 0/3
  • SPONSORSHIPS 3/3
  • AWARDS 2/2
  • EXTRA MARKETS 1/1
  • BONUSES 0/1
  • BONUS POINTS 6

Paf is losing bonus points in the Live Streams category. Unfortunately, that is an important element of any modern online sportsbook. Live streaming can make the difference and be the reason for success or failure. Paf is a huge brand and probably doesn’t need that, but it remains a significant drawback.

Our Verdict

At the end of our Paf betting review, we rank the operator next to the best bookmakers in Sweden. Its charity mission isn’t over and the operator is showing passion and will to adapt to a rapidly changing market. The new trendy look of its platforms is an excellent example of that.

Undoubtedly, the great odds, payouts, and betting opportunities are the most significant Paf advantages. The implementation of a customer service chatbot is a bold decision, although it needs a slight improvement. We want to highlight the flawless mobile performance as well. It’s a very important factor nowadays.

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Strengths and Weaknesses of Paf
  • Major Strengths
  • Excellent Odds and RTPs
  • Betting and Sports Variety
  • Major Weaknesses
  • Excellent Mobile Compatibility
  • Live Chat & FAQ Section
  • Minor Strengths
  • No Live Streams
  • No Bonus Offer
  • Minor Weaknesses
  • Few Payment Methods
  • No 24/7 Support
Full T&Cs Apply! New customer offer. Please gamble responsibly. 18+

Of course, there are a few elements that can be upgraded. For example, the best Swedish betting sites offer live streams and 24/7 customer support. Moreover, an attractive bonus package and more payment methods can increase the impact of the fantastic Paf odds! Anyway, if you like betting, try the operator’s services!

Frequently Asked Questions

Feel free to reach us at info@bestbettingsites.com if you need assistance. First, we recommend checking our FAQ section below and our detailed answers to some popular questions. We remind you to play responsibly and to make only wagers that you can afford!

📺 Can I place a live bet at Paf in Sweden?

Players can find an exciting selection of live events and betting options. The in-play wagering section provides a few filters, plenty of statistical information, and useful livescore boards. Bettors can rely on some of the highest odds in Sweden! Learn more about the live betting at Paf.

🏆 Does Paf Sweden have a welcome bonus?

Paf offers a fantastic welcome offer to all online casino fans. However, such is missing in the betting section. Of course, that doesn't mean that the operator never offers bonuses. Visit its platform regularly and don't miss the special deals. The exclusive odds on some events may provide massive profits!

🔍 What are the Paf’s odds levels?

Odds at Paf are higher than the average for the Swedish sports betting market. For some events from the main sports categories, coefficients are exclusively high. The low margin determines high payouts in football, ice hockey, eSports, tennis, and many other sports.

💻 What are the customer service options available at Paf Sweden?

Paf assists all users, registered or not, via chatbot and fast email contact form. The second channel is active from 08:00 to 00:00, seven days a week. If you don't have an urgent issue and just need information, explore the FAQ section. Check more about Paf customer service options.